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Finnish holiday bonus calculator

Enter your monthly salary, the full months in your holiday year and your collective agreement’s bonus rate to see the holiday bonus gross and take-home.

Checked by Radif Partners · Editorial policy · Calculation method

On a €3,000 monthly salary with a full holiday year of 30 working days of leave, a 50 % holiday bonus (lomaraha) comes to €1,800 gross per the calculator, about €1,437 after tax in Helsinki. The holiday bonus is not in the Annual Holidays Act: it comes from collective agreements (TES), and the Occupational Safety and Health Administration gives 50 % of holiday pay as a typical example, usually paid with the summer holiday. The law gives you 2.5 working days of leave for each full month, or 2 days if your job had lasted less than a year by the end of March. A month counts when you worked at least 14 days or 35 hours. The calculator values a holiday day at your monthly salary divided by 25, the divisor the Act uses for holiday compensation, then applies your agreement’s rate. Tax is withheld at the same tax card rate as your salary, and the employee pension and unemployment contributions apply too. Your agreement sets the exact rate and payment date.

A month counts with at least 14 working days or 35 hours.

Employed under a year on 31 March

Often 50% of holiday pay; check your agreement.

Holiday bonus, gross

€1,920

About €1,504 take-home

Holiday days (12 full months)30 working days
Daily holiday pay (monthly salary ÷ 25)€128.00
Holiday pay for those days€3,840
Holiday bonus 50%€1,920
Take-home (withholding 13.5% + employee contributions)€1,504

The holiday bonus comes from collective agreements, not the law; the method and timing vary by sector. Calculation method

Holiday bonus at different salaries

The table assumes a full holiday year of 30 days, a 50% bonus and tax in Helsinki without church tax. Take-home pay reflects the tax card rate and employee contributions.

Bonus 50% of holiday pay, 30 days, 2026
Monthly salaryDaily holiday payHoliday payBonusTax rateTake-home
€2,500€100.00€3,000€1,5009.0%€1,242
€3,000€120.00€3,600€1,80012.0%€1,437
€3,500€140.00€4,200€2,10015.5%€1,603
€4,000€160.00€4,800€2,40018.0%€1,771
€5,000€200.00€6,000€3,00022.5%€2,079

The share you keep shrinks as pay rises because your tax card rate climbs: about 83% on €2,500, about 69% on €5,000.

How the calculator works

  1. Holiday days: full months in the holiday credit year (1 April to 31 March) × 2.5, or × 2 in your first year, rounded up.
  2. Daily holiday pay: monthly salary ÷ 25. The divisor comes from section 17 of the Act, where it applies to holiday compensation; the tool uses it as a standard convention.
  3. Holiday pay: daily holiday pay × holiday days.
  4. Bonus: holiday pay × your agreement’s percentage.

Monthly-paid staff simply keep their normal salary during leave, so the holiday pay figure here is only the base for the bonus, not an extra payment. Agreements may define the base differently, for example including shift allowances, so read yours alongside the labour authorities’ guidance.

Few working days a month

If your contract has you working fewer than 14 days a month, holiday pay or compensation is calculated as a percentage: 9.0% of the year’s wages in a job under a year old and 11.5% after a year. On €24,000 of annual pay that is €2,760, and any holiday bonus is calculated as your collective agreement specifies. Untaken leave is paid out as holiday compensation when you leave, and claims expire after 2 years.

Holiday accrual is explained on annual leave accrual and in the Annual Holidays Act. To see how the bonus affects your yearly tax rate, use the tax rate calculator; for an ordinary month, see net pay from €3,000.

Frequently asked questions

How much holiday bonus do I get in Finland on €3,000 a month?

A full holiday year gives 30 days of leave. The calculator values a day at €3,000 / 25 = €120, so holiday pay is €3,600 and a 50 % bonus €1,800. In Helsinki without church tax about €1,437 reaches your account. If your agreement calculates it differently, change the percentage in the tool.

Is the holiday bonus required by Finnish law?

No. The Annual Holidays Act guarantees holiday days and holiday pay, but the holiday bonus, also called lomaltapaluuraha, is agreed in collective agreements. The labour authorities cite 50 % of holiday pay as an example. If no collective agreement covers your job and your contract says nothing about it, your employer does not have to pay one. Check conditions such as returning to work after the leave.

How many holiday days do I earn in my first year in a Finnish job?

If your employment had lasted less than a year by the end of March, you earn 2 working days per full month, 24 for a full holiday year. 7 full months give 14 days, with part days rounded up. On €3,000 a month, a bonus on 24 days is €1,440. From the next holiday year you earn 2.5 days a month.

Is the holiday bonus taxed at a higher rate than salary?

No. Tax is withheld at the same tax card rate as your monthly salary, and the pension contribution (7.30 %) and unemployment insurance (0.89 %) are deducted as usual. If your pay for the year, bonus included, exceeds the income limit on your card, the excess is withheld at the additional rate. Include the bonus when you estimate income for a new tax card.

When is the holiday bonus paid in Finland?

The timing depends on your collective agreement. The labour authorities say it is usually paid with the summer holiday, but some agreements pay it after the leave or in instalments. The calculator does not assume a date. The bonus also counts as income for Kela: it is included in housing allowance income and in the annual income behind parental allowance, but not in the wage base for unemployment allowance.

Related calculators and pages

Sources

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Figures 2026, checked on